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Points expire one (1) year from when points were added to members account. Shoe Dazzle is not responsible for any fraudulent activity or use of card. Shoe Dazzle's standard terms of service regarding shipping, returns, and exchanges apply. Terms subject to change at any time without notice.

Offer is only valid for Shoe Dazzle members who utilize Masterpass checkout option for their Shoe Dazzle purchase.

» MORE: Credit card customer service: best issuers, best features You are a key ingredient in a credit card company’s moneymaking recipe, as are the merchants where you use your cards.

The majority of revenue for mass-market credit card issuers comes from interest payments, according to the Consumer Financial Protection Bureau. Issuers typically charge interest only when you carry a balance from month to month.

At Nerd Wallet, we thoroughly research financial products and companies, and adhere to strict standards of editorial integrity to find you the best choices.

We even share how we make money so you can rely on our expert advice and recommendations with clarity and confidence.

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The more you understand about how they work, the better you can play your cards.

The broad term “credit card companies” includes two kinds of enterprises: issuers and networks.

One Thousand (1,000) loyalty points will be added to member's account on the 5th of the following month after purchase is made. Member who makes a purchase utilizing Masterpass checkout option on Shoe on 10/02/2017 at PM PST, will have One Thousand (1,000) loyalty points added to their account on or before 11/05/17 at PM PST).

Member is eligible to receive only one (1) One Thousand (1,000) Loyalty Points Bonus per month.

Mass-market issuers charge plenty of fees, too, although many of them are avoidable.

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