Hook up sites no credit card required

12-Aug-2020 13:27 by 2 Comments

Hook up sites no credit card required

Credit card companies have their own restrictions and exclusions and they, too, often refuse to pay some types of fees levied by car rental companies.For all those reasons, it’s important to check your coverage in advance.

Most auto insurers won’t cover you if you rent a car overseas, for example, or if you’re using the rental for business.

Given the tricky exclusions listed in the fine print of most credit card policies, chances are, they’re even more confused about what their credit cards cover.

We have answers to your big questions – and the questions you need to ask – so you can make an informed decision about whether to pay for the rental company’s coverage the next time you rent a car.

If you have a card with primary coverage, that’s the one you should use to book your car, says Jonathan Weinberg, founder of Auto Slash, an online booking engine for car rentals.

“Then you don’t have to report the accident to your car insurance,” he says, “so there’s no chance your rates will rise.” Only a few cards offer primary coverage.

Some now accept repair estimates as documentation instead of fleet utilization logs.

But rental companies often charge two other fees that may not be covered: administrative fees and “diminution-in-value” or diminished value fees, designed to cover the inherent loss of value to the car because it’s been damaged.But they do typically cover collision damage and theft protection.For most cards, the coverage is secondary, meaning that if you have car insurance, you have to file a claim there first (and your premium may go up).Not to mention that you’ll be responsible for paying the deductible. As a perk of membership, many credit cards offer some kind of rental car protection.Generally speaking, they do not cover things such as personal injury or personal liability, although you may have that coverage through your auto insurance and health insurance.But your credit card should step in and pick up where your auto insurer leaves off, paying the tab for your deductible, towing charges and other fees.