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Learn more about converting to a commercial policy.If you qualify as eligible for SGLI, you are automatically enrolled and do not need to apply for coverage.

SOES allows Servicemembers with full-time SGLI coverage to make fast and easy changes to their life insurance coverage and beneficiary information at any time without completing a paper form or making a trip to their personnel office. For now, you must complete and submit the SGLI form SGLV 8286, Servicemembers' Group Life Insurance Election and Certificate.

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For example, Servicemembers can decline SGLI coverage, select a lesser amount than maximum coverage, designate beneficiaries, and/or make other changes.

You are automatically insured under full-time SGLI if you are one of the following: SGLI coverage is available in ,000 increments up to the maximum of 0,000.

Part-time coverage is also provided to Reserve members who do not qualify for full-time coverage (members covered part-time do not receive 120 days of free coverage).

If you are totally disabled at the time of separation (unable to work), you can apply for the SGLI Disability Extension, which provides free coverage for up to two years from the date of separation.At the end of the extension period, you automatically become eligible for VGLI, subject to premium payments.You are generally still covered by SGLI if you are a member of the Ready Reserve or National Guard and are: SGLI premium rates are the same as those drilling for pay.If you qualify for SGLI, you are automatically enrolled and do not need to apply for coverage.Servicemembers can make changes to your SGLI coverage.If you have SGLI coverage, you pay a monthly premium that is automatically deducted from your base pay.

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